TERMS AND CONDITIONS

Please read these Terms and Conditions, which set forth the legally binding terms and conditions for your use of the services (the “Service”) offered by Agripool. Your access to use of the Service is conditioned on your acceptance of and compliance with these Terms & Conditions. These Terms & Conditions apply to all visitors, users and others who access or use the Service and all applicable laws and all conditions or policies referenced here (collectively, the “Terms & Conditions”) By accessing or using the Service you agree to be bound by these Terms & Conditions. If you disagree with any part of the terms then you may not access the Service and that the Company may use any information the Company obtains about you in accordance with the provisions of the Privacy Policy.

Summary of Service

AgripoolApp is an individual tech enabled, social crowd farming service developed and managed by Agripool. Users or Contributors choose a farm and contribute to fund the farm. There is an incubation period before the farm starts. This period is used by the user to gather funds in the wallet before funding a farm. Contributor will receive regular updates on the farming process and also returns on contribution will be paid upon a successful season. Also contributor’s contribution will be insured in case of any eventually.

Definitions

In these Terms & Conditions, we refer to users contributing funds as “contributors.” Other users of the Service and visitors to the Site are referred to collectively as “Users.” Information about happenings and progress reports on the farms are referred to as “Updates”. A “Farming Duration” refers to a complete farming season from planting to harvest and sales. “Unit” refers to 1/100th of the production cost of an acre. “Farm shop” is where you choose a farm and make contributions.

Acceptance of terms

The Service is offered subject to acceptance of all the terms and conditions contained in these Terms & Conditions and all other operating rules, policies, and procedures that may be published on the Site by the Company, which are incorporated by reference, including operating rules, policies, and procedures of third party service providers to the Site that are referenced herein. These Terms & Conditions apply to every user of the Service. In addition, some Services offered through the Site may be subject to additional terms and conditions adopted by the Company. Your use of those Services is subject to those additional terms and conditions, which are incorporated into these Terms & Conditions by this reference. The Company reserves the right, at its sole discretion, to modify or replace these Terms & Conditions from time to time by posting the updated terms on the Site. It is your responsibility to check the Terms & Conditions periodically for changes. If you object to any such changes, your sole recourse will be to cease using the Site and the Service. Your continued use of the Service following the posting of any changes to the Terms of Use will indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes. The Company reserves the right to change, suspend, or discontinue the Service (including, but not limited to, the availability of any feature, database, or Content) at any time for any reason. The Company may also impose limits on certain features and Services or restrict your access to parts of or the entire Site without notice or liability.

Accounts

When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms & Conditions, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Contribution Terms

1. The contributor will receive updates and push notifications on the app and also on the website. The updates will based on the activities happening on the farm from the kick off to the sales of produce period.
2. There will be group visits to the farm, where the contributors can have a hands on practical experience and this will be done during key farm activities
3. The total fund raised by contributors will be used for lease of land, land preparation, seedlings, crop protection, cost of supervision and administration and also technology maintenance.
4. You agree that by contributing to a farm, your contribution is tied and unavailable for the entire period of the Farming Duration and neither AgripoolApp, its Partners nor the farmers can or will refund your contribution until the successful completion of a Farming Duration
5. There will be no accruing of return if a specific farms contribution is not reached by a contributor before it closes.
6. Any profits from a successful Farming Duration of a contributor’s farm are remitted to the electronic wallet on the Platform when the produce is harvested and sold.
7. At the end of a successful Farming Duration, you can decide whether to withdraw your funds from the electronic account on the Platform and transfer to a mobile money account you provide us or contribute on another farm from the farm shop
8. At the end of a Farming season, the Contributors’ Expected Returns is disbursed from any profits made during harvest.
9. AGRIPOOLAPP DOES NOT and WILL NOT support any money laundering objectives.
10. AGRIPOOLAPP is NOT an investment platform. It is a crowd farming platform that impact people's lives in agriculture through technology while earning on your contributions.

Contributors’ Representations & Warranties

Representations and warranties are statements and promises made by you to the Company, which we rely on as being accurate in our dealings with you. You make the following representations and warranties to us at the time of agreeing to these Terms and every time you use the Platform or Services, including the time you are matched to a Loan Agreement;
1. You must be 18 to 35 years , above 35 years should visit the office for premium farms;
2. all personal information that you provide about yourself is accurate and true to the best of your knowledge;
3. you have a registered mobile money which will be used for contributions and returns on contribution;
4. you have carefully considered the risks involved with using the Website, the Services and being matched to a farm and also the risks associated with any form of cash contribution or donation, including but not limited to the possibility of losing all the money you contribute;
5. You will only ever contribute with your own money unless you are authorised on behalf of a third party (“Third Party”) and we agree that you may act on behalf of that Third Party.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Agripool. The Service is protected by copyright, trademark, and other laws of Republic of Ghana. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Agripool. User shall not directly or indirectly: (i) decipher, decompile, disassemble, reverse engineer, or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Service, except to the extent applicable laws specifically prohibit such restriction; (ii) modify, translate, or otherwise create derivative works of any part of the Service; or (iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder. If you choose to provide technical, business or other feedback to the Company concerning the Site or the Services (collectively, “Feedback”), the Company will be free to use, disclose, reproduce, license, or otherwise distribute or exploit such Feedback in its sole discretion without any obligations or restrictions of any kind, including intellectual property rights or licensing obligations. You understand and agree that the incorporation by the Company of Feedback into any of its products or services does not grant you any proprietary rights therein

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms & Conditions. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

Indemnity

Subject to paragraph 10 (Insurance) and any insurance claims settled, you agree that the Company has no obligation to reimburse or indemnify you for any cost, loss or liability which you incur as a result of the failure of a farm to yield according to expectations You agree to indemnify and hold harmless the Company, any farmer, and all our other agents or sub-contractors, against all liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties and legal and other reasonable professional costs and expenses) suffered or incurred as a result of:
1. your fraudulent or illegal use of the Platform, the Services or the Website;
2. your negligence or any default by you of any of these Terms or the terms of any Loan Agreement to which you are matched;
3. any inaccurate or incomplete information that you have knowingly provided to us;
4. your allowing any other person to access your account either with your permission or as a result of your failure to keep your username and password private;
5. any service that you have offered, whether with or without our permission, to another third party using our Platform, Services or Website;
6. any claim made against you for actual or alleged infringement of the Company’s Intellectual Property Rights or any actual or alleged infringement of a third party’s Intellectual Property Rights arising out of or in connection with the Services or your use of the Platform

Limitation of Liability

In no event shall Agripool, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance. Agripool, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms & Conditions constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes to Terms & Conditions

Agripool reserves the right, in its sole discretion, to change the Terms under which BlueCroftFarms.com is offered. The most current version of the Terms will supersede all previous versions.